This is a good cat picture
Therein lies your mistake. Phil never thinks. About anything that isn't fast food or money. Specifically how he can get more of them.He probably thinks all racing should be like NASCAR where all they do is go at triple digit speeds in turns. I love the idea that he thinks smashing into corners at max speed and having a massive speed drop is a better risk than slowing down into a handbrake turn, going slower but maintaining a constant speed to avoid crashing, then spending less time accelerating out of the turn to max speed.
Maybe he thinks all racing games are like Fast and Furious stunts?