The main thing you need to add is a face wash. The skin on the face is thinner and clogs more easily, so it's good to have a cleanser made for your face. Cetaphil gentle cleanser is a good one. I'd say part of your problem is attitude. Don't think that it's useless because you can't go out right now. Think of how nice it is to feel clean and healthy. I know this concept is really overdone and used by SJWs but consider it self care.Doesn't look dull, but I kinda feel like COVID's made me a bit complacent with how I carry myself. Why would I bother pulling out all the stops if I'm not going getting hours at work or if I'm not able to actively go out with friends? I wanna get back into a 'routine' of sorts and I figure I have enough cash at the moment to 'invest' in something that's a step up from basic lotion, aftershave, and lip balm.
On the subjects of facial peels/washes, any good stuff you'd recommend? I've got more appropriate sunscreen than I'd care to admit because I thought I'd be going out more around this time.
For peels/serums and other "extra stuff", which you don't need btw, I'd recommend anything high in niacinamide and a bakuchiol serum. Bakuchiol has the benefits of retinols without the side effects basically (like UV sensitivity). A good face sunscreen I will always recommend is Centella Green Level Sun Cream by Purito. It's a South Korean brand and sunscreens from South Korea, Japan, the UK and the EU typically have much better and more advanced formulations that are less disgusting to wear and just feel like a normal face cream. It's not waterproof, but good for everyday wear because really, you get UV damage everyday just from living a normal life.
Don't get sucked in by somethings' price. It's true for many things that you get what you pay for but cheaper drugstore skincare is usually made in the same facilities, by the same companies with the same ingredients; so buying expensive skincare is just paying a lot for markup.